Penny Black
Why Choose Penny
Who We Help
Services
Calculators
Contact Us
Really, really good finance for every life stage and lending need.
Why choose Penny
First Home Buyers
From first deposit to first keys, with a plan for the grants and the gaps.
Refinancers
A better rate, a better structure, or equity to put to work.
Property Investors
Portfolio lending, pressure-tested with our 10-year analyser.
Business Owners
Working capital, premises and equipment, including through SMSF.
Developers
Construction and development finance, led by our founder.
Planning a Purchase
The Penny Purchase Plan: know your number before you start looking.
Finance for every stage, from first home to full development.
Book a discovery call
Residential
First home buyers, refinancing, pre-purchase planning and budgeting.
Commercial
Working capital, expansion, equipment and commercial property, including through SMSF.
Development
Specialist development finance, led by our founder Morgan Owen.
Asset
Equipment, vehicles, personal assets and asset refinance.
Free calculator
Property Investment Analyser
Run the numbers
Borrowing Capacity
Refinance Feasibility
Loan Repayment
Stamp Duty
Purchasing Power
Not sure where to start?
Book a discovery call and we will run the numbers with you.
1800 958 021
Book a discovery call
Penny Black
Why Choose Penny
Who We Help
First Home Buyers
From first deposit to first keys, with a plan for the grants and the gaps.
Refinancers
A better rate, a better structure, or equity to put to work.
Property Investors
Portfolio lending, pressure-tested with our 10-year analyser.
Business Owners
Working capital, premises and equipment, including through SMSF.
Developers
Construction and development finance, led by our founder.
Planning a Purchase
The Penny Purchase Plan: know your number before you start looking.
Services
Residential
First home buyers, refinancing, pre-purchase planning and budgeting.
Commercial
Working capital, expansion, equipment and commercial property, including through SMSF.
Development
Specialist development finance, led by our founder Morgan Owen.
Asset
Equipment, vehicles, personal assets and asset refinance.
Calculators
Borrowing Capacity
Refinance Feasibility
Loan Repayment
Stamp Duty
Purchasing Power
Not sure where to start?
Book a discovery call and we will run the numbers with you.
Contact Us
1800 958 021
Book a discovery call
Really, Really Good Finance • Really, Really Good Finance •
Really, Really Good Finance • Really, Really Good Finance •
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